Keck Hospital of USC
Nonprofit acute care hospital in Los Angeles, CA.
Verified from the hospital's own policy
Keck Hospital of USC likely gives free care to households with a yearly income up to $31,920 for 1 person, $43,280 for 2, $54,640 for 3, $66,000 for 4, $77,360 for 5 or $88,720 for 6. It likely gives a discount to households with a yearly income up to $63,840 for 1 person, $86,560 for 2, $109,280 for 3, $132,000 for 4, $154,720 for 5 or $177,440 for 6.
The hospital makes the final decision.
| People in household | Free care up to | Discount up to |
|---|---|---|
| 1 | $31,920 | $63,840 |
| 2 | $43,280 | $86,560 |
| 3 | $54,640 | $109,280 |
| 4 | $66,000 | $132,000 |
| 5 | $77,360 | $154,720 |
| 6 | $88,720 | $177,440 |
Discount steps
- 0% to 200% of poverty level, you pay $0 (100% discount)
- 201% to 215% of poverty level, you pay 10% (90% discount)
- 216% to 230% of poverty level, you pay 20% (80% discount)
- 231% to 245% of poverty level, you pay 30% (70% discount)
- 246% to 260% of poverty level, you pay 40% (60% discount)
- 261% to 275% of poverty level, you pay 50% (50% discount)
- 276% to 290% of poverty level, you pay 60% (40% discount)
- 291% to 305% of poverty level, you pay 70% (30% discount)
- 306% to 320% of poverty level, you pay 80% (20% discount)
- 321% to 335% of poverty level, you pay 90% (10% discount)
- 336% to 400% of poverty level, you pay 95% (5% discount)
How to apply
- Call (855) 532-5729 and ask for financial assistance.
- Application form
- Patient Financial Assistance/Charity Care (no effective date printed; HCAI effective date 07/29/2026)
- Bring signed application (both spouses sign if married), recent pay stubs or income tax returns.
- We do not have the deadline yet. Apply as soon as you get a bill, and ask the billing office to pause collections while you apply.
- Very large bills
- Insured patients with family income at or below 400% of the poverty level whose out-of-pocket costs at the hospital are over 10% of family income (current or prior 12 months, whichever is lower)
- Languages
- English, Spanish
If you have insurance
Insured patients can also apply for help with deductibles and copays. Keep your insurance. Financial assistance covers bills from this one place only.
What is covered
- Covered
- Emergency and medically necessary hospital services. Elective and cosmetic care is not covered.
- Not covered
- Doctors from the Keck School of Medicine of USC, USC Care, and independent physicians bill separately and are not covered. Charges counted as unrelated business income are not covered.
State program in California
Hospital Fair Pricing Act (Health and Safety Code 127400 et seq.)
Every licensed general acute care, acute psychiatric, and special hospital in California must have a charity care policy and a discount payment policy. A patient can ask for help if they are uninsured (self-pay) or have high medical costs, and their family income is not more than 400% of the federal poverty level. Hospitals may choose to help people with higher incomes. With a discount, the bill is capped at about what Medicare or Medi-Cal would pay, whichever is greater. You can apply at any time, even after a bill goes to collections. Immigration status does not affect eligibility.
Income levels in the program are discount up to 400% of poverty level.
Applies to each licensed general acute care hospital, acute psychiatric hospital, and special hospital in California.
Apply to the hospital's financial assistance office. Each hospital's policies and applications are posted on its website and on HCAI's Hospital Fair Pricing Policy Lookup (https://hcai.ca.gov/affordability/hospital-fair-billing-program/hospital-fair-pricing-policy-lookup/).
Is a self-pay patient OR a patient with high medical costs; AND Patient's family income is not more than 400 percent of the federal poverty
Program source, checked 2026-11-10
Hospital Bill Complaint Program (HCAI)
A free state program at HCAI. If a hospital wrongly denied you financial assistance, did not tell you about its programs, or sent you to collections the wrong way, you can file a complaint online (English and Spanish) or by mail (many languages). You must have applied to the hospital first for HCAI to review an eligibility decision. If HCAI finds you paid too much, the hospital must refund you within 30 days. It covers problems on or after January 1, 2022. It does not handle general billing disputes, price transparency, Good Faith Estimates, or bills from emergency room doctors.
Applies to complaints about any hospital covered by the Hospital Fair Pricing Act.
File online through the Patient Complaint Portal (https://hcai.ca.gov/affordability/hospital-fair-billing-program/hospital-bill-complaint-program/should-i-file-a-complaint/) or mail the Patient Complaint Form to Department of Health Care Access and Information, Hospital Bill Complaint Program, 2020 West El Camino Avenue, Suite 1101, Sacramento, CA 95833.
If you believe you were wrongly denied financial assistance, you may file a complaint with the Hospital Bill Complaint Program.
Program source, checked 2026-11-10
Emergency physician discount rule
Most hospital policies cover only the hospital's own bill. Emergency room doctors often bill separately. California law also requires an emergency physician to give discounts to uninsured patients and patients with high medical costs whose family income is at or below 400% of the federal poverty level. Ask the doctor group's billing office for its discount policy. HCAI's complaint program does not handle emergency doctor bills.
Income levels in the program are discount up to 400% of poverty level.
Applies to emergency physicians who provide emergency medical services in a California hospital that provides emergency care.
Ask the emergency physician group named on the bill for its discount payment policy.
an emergency physician who provides emergency medical services in a hospital that provides emergency care is also required by law to provide discounted care
Program source, checked 2026-11-10
Notes
Free care if your family income is at or below 200% of the poverty level. From 201% to 400% you pay a share of the bill on a sliding scale, from 10% up to 95%. For uninsured patients the share is figured from the hospital's discounted cash price, not full charges. Anyone who qualifies is never billed more than amounts generally billed to insured patients (based on Medicare). Insured patients can get help with deductibles, coinsurance, copays, and Medi-Cal share of cost. Homeless patients and patients found eligible by the hospital's automated screening get 100% assistance. Above 400% there is no automatic discount, but leadership may help in special cases like a catastrophic illness or recent bankruptcy. The policy does not say it counts savings or other assets. It reviews pay stubs or tax returns. There is no stated deadline. The policy says you can reapply at any time. Approval can carry over for six months without a new full review. Appeals go to the Associate Administrator of Revenue Cycle, or in writing to Revenue Cycle Leadership, 2011 N Soto St Suite 1620, Los Angeles CA 90032. Payment plans are interest free, with monthly payments no more than 10% of monthly family income after essential living expenses. The phone number is the Keck Medicine of USC financial assistance line shared by Keck Hospital, USC Norris, USC Verdugo Hills, and USC Arcadia. The policy also lists 626-574-3594 for help in your language. This policy covers Keck Hospital of USC and USC Norris Cancer Hospital. It says neither hospital has an emergency department. The printed policy has no effective date. HCAI shows 07/29/2026.
Sources
- Free care level
For income levels at or below 200% of FPL, the entire hospital bill will be forgiven.
- Discount level
financially qualified patients whose income is between 201 and 400%, inclusive, of the Federal Poverty Level.
- Discount steps
To qualify for discounts care, eligibility will be granted on a sliding scale basis starting at 201%
- Insured patients
Insured patients who are unable to pay patient liabilities, e.g., deductibles, co-insurance, or co-pays, as required by third party coverage
- Very large bills
A patient whose annual out-of-pocket costs incurred by the individual at KMC exceed 10 percent of the patient’s current family income
- What is not covered
Hospital services do not include those services provided by The Keck School of Medicine of USC (KSOM), USC Care or any independent physicians
- Documents
The following eligibility requirements will be reviewed: paycheck stubs or tax returns.
- Languages
Written materials regarding the Policy are available in English and Spanish and other languages.
- Financial counseling phone
please contact Patient Financial Services at 855-532-5729 for Keck Hospital, USC Norris Cancer Hospital, USC Verdugo Hills Hospital and USC Arcadia.
- Facility named in policy
Keck Medical Center of USC, which includes Keck Hospital of USC and USC Norris Cancer Hospital
Last checked. 2026-11-10
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